{"id":5971,"date":"2023-05-22T00:03:51","date_gmt":"2023-05-21T16:03:51","guid":{"rendered":"https:\/\/permodalanrisda.com.my\/service\/home-financing\/"},"modified":"2024-09-13T01:01:07","modified_gmt":"2024-09-12T17:01:07","slug":"home-financing","status":"publish","type":"service","link":"https:\/\/permodalanrisda.com.my\/en\/service\/home-financing\/","title":{"rendered":"Home Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5971\" class=\"elementor elementor-5971 elementor-4346\" data-elementor-post-type=\"service\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6f8f29 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6f8f29\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4692005\" data-id=\"4692005\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74a1b01 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"74a1b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"612\" height=\"370\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/loan-rumah.png\" class=\"attachment-full size-full wp-image-5735\" alt=\"\" srcset=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/loan-rumah.png 612w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/loan-rumah-300x181.png 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-407e740\" data-id=\"407e740\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b7fed3e\" data-id=\"b7fed3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-624a535 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"624a535\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> RISDA HOUSING FINANCING  <\/h2>\r\n                <\/div>\r\n                                        <p> Types of Home Financing allowed :<\/p>\r\n                    <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ded8fa6 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"ded8fa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis I<\/b><br>\nMembeli rumah atau petak rumah kediaman yang telah siap.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis II<\/b><br>\nMembina rumah di atas tanah sendiri.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis III<\/b><br>\t\nMembeli rumah atau petak kediaman dalam pembinaan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis IV<\/b><br>\nMembeli tanah dengan tujuan membina rumah.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis V<\/b><br>\nMenyelesaikan hutang pinjaman perumahan dari Bank \/ Institusi Kewangan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis VI<\/b><br>\nMembina rumah di atas tanah sendiri yang dibeli melalui RISDA.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-angle-double-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                <b>Jenis VII<\/b><br>\nMembuat kerja ubahsuai rumah.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2acb78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2acb78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18d5d3f\" data-id=\"18d5d3f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2d686c animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"f2d686c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 1. TERMS  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e9fbe animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"b7e9fbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Berjawatan tetap, sah jawatan dan berkhidmat sekurang-kurangnya satu tahun.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Potongan perumahan tidak melebihi 60% dari gaji asas.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Permohonan hendaklah dikemukakan sebelum 6 bulan peminjam bersara pilihan\/wajib.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Amaun pembiayaan membeli tanah tidak lebih 50% dari kelayakan dan tempoh 30 tahun atau sehingga umur 90 tahun.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Pembelian harta suami\/isteri, tidak dibenarkan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2af1a41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2af1a41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d2aa1f\" data-id=\"9d2aa1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afc34d6 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"afc34d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 2. HOUSING FINANCING QUALIFICATION RATE  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-61474fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61474fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b093bb1 elementor-invisible\" data-id=\"b093bb1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f9413c9 elementor-widget elementor-widget-shortcode\" data-id=\"f9413c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-3\" class=\"tablepress tablepress-id-3\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">BASIC SALARY + FIXED ALLOWANCE (RM)<\/th><th class=\"column-2\">LOAN ELIGIBILITY (RM)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">6,500 and above<\/td><td class=\"column-2\">750,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">6,000<\/td><td class=\"column-2\">720,000<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">5,700<\/td><td class=\"column-2\">680,000<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">5,500<\/td><td class=\"column-2\">650,000<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5,000<\/td><td class=\"column-2\">600,000<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">4,700<\/td><td class=\"column-2\">560,000<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">4,500<\/td><td class=\"column-2\">540,000<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">4,300<\/td><td class=\"column-2\">510,000<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">4,000<\/td><td class=\"column-2\">470,000<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">3,800<\/td><td class=\"column-2\">450,000<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">3,500<\/td><td class=\"column-2\">420,000<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\">2,900<\/td><td class=\"column-2\">340,000<\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\">2,300<\/td><td class=\"column-2\">270,000<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td class=\"column-1\">LESS THAN 1,700<\/td><td class=\"column-2\">200,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-3 from cache -->\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c53372f\" data-id=\"c53372f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5da3e4a animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"5da3e4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"287\" height=\"256\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/rumah2.jpg\" class=\"attachment-full size-full wp-image-5741\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c010c78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c010c78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba90d56\" data-id=\"ba90d56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e56a953 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"e56a953\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 3. HOUSING FINANCING FOR HOME RENOVATION WORKS  <\/h2>\r\n                <\/div>\r\n                                        <p> Eligibility Conditions for Obtaining Financing for Home Renovation Works Purchased Through RISDA Housing Loans\n<\/p>\r\n                    <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-047a92b animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"047a92b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Kelayakan memohon pembiayaan di atas dibenarkan selepas 5 tahun harta diluluskan atau selepas 5 tahun bayaran 100% dikeluarkan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Amaun kelayakan adalah perbezaan diantara kelayakan semasa dan amaun yang telah diambil atas pembelian harta terdahulu. (tidak termasuk insuran gadaijanji dan kebakaran).                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Tempoh maksimum bayaran balik bagi peminjam sedia ada dan pemohon baru adalah 30 tahun atau sehingga umur 90 tahun yang mana terdahulu.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Bagi pencarum Kumpulan Wang Simpanan Pekerja (KWSP), tempoh bayaran balik adalah terhad kepada tempoh tamat perkhidmatan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Bagi kes :-<br>\n\n- Pinjaman tambahan diatas diambil sebelum bayaran balik pembiayaan atas harta asal diselesaikan, amaun pembiayaan tambahan ini akan dicampur dengan baki hutang yang sedia ada dengan tempoh maksimum bayaran balik tidak melebihi 30 tahun atau sehingga umur 90 tahun yang mana terdahulu.\n<br>\n- Jika pembiayaan tambahan di atas diambil selepas baki hutang pembiayaan asal selesai, bayaran balik pembiayaan hendaklah diselesaikan dalam tempoh tidak melebihi 30 tahun atau sehingga umur 90 tahun yang mana terdahulu.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2291fc elementor-widget elementor-widget-text-editor\" data-id=\"d2291fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\n            <strong>FINANCING ELIGIBILITY REQUIREMENTS<\/strong>\n          <\/p>\n<ul>\n<li>The applicant is the full owner of the property or joint owner (husband and wife).<\/li>\n<li>If the property has been pledged to any financial institution, RISDA must be registered as the first lien holder; and<\/li>\n<li>Renovation works are only allowed on houses that have been fully completed.<\/li>\n<li>Borrowers who take out a second loan are not eligible to take out a modification loan.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6bc8ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6bc8ad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2944989\" data-id=\"2944989\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec7c4cc animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"ec7c4cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 4. HOUSING FINANCING FOR SECOND PROPERTY  <\/h2>\r\n                <\/div>\r\n                                        <p> TERMS :\n<\/p>\r\n                    <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461ee90 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"461ee90\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Penerima Biaya yang telah menyelesaikan hutang pembiayaan bagi harta pertama.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Penerima Biaya yang telah mengambil pembiayaan ubahsuai rumah dan telah menyelesaikan hutang pembiayaan layak untuk memohon pembiayaan perumahan harta kedua.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Amaun pinjaman hartanah kedua adalah perbezaan antara kelayakan semasa dengan amaun yang telah diambil atas pembelian hartanah pertama tertakluk kepada ansuran bayaran balik bulanan tidak melebihi 50% daripada gaji hakiki semasa.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Tempoh maksimum bayaran balik adalah 25 tahun (300 bulan) atau sehingga umur 90 tahun bagi penerima berpencen. Bagi pencarum KWSP tempoh bayaran balik adalah terhad kepada tempoh tamat perkhidmatan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Kadar bayaran balik pembiayaan adalah 4% setahun.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c3b489 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c3b489\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-309c043\" data-id=\"309c043\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c496d51 elementor-widget elementor-widget-menu-anchor\" data-id=\"c496d51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"form\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a2a5a0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a2a5a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-30fba81\" data-id=\"30fba81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56d4837 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"56d4837\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"225\" height=\"225\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/download-pdf.png\" class=\"attachment-full size-full wp-image-5714\" alt=\"\" srcset=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/download-pdf.png 225w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/download-pdf-150x150.png 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-353ca34\" data-id=\"353ca34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-74bce2f animated-slow elementor-invisible\" data-id=\"74bce2f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7aeac0c elementor-widget__width-initial elementor-widget elementor-widget-vankine-title-v1\" data-id=\"7aeac0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                            <h6 class=\"sm_title\"> PEMBIAYAAN PERUMAHAN RISDA<\/h6>\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> Download :  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe80e75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe80e75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75a887c\" data-id=\"75a887c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8d3af2 elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"c8d3af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/11\/2023-Borang-Pembiayaan-Perumahan.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Financing Form                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9c3fd8c\" data-id=\"9c3fd8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecc613d elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"ecc613d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Borang-Harta-1.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Property Form                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-233e21d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"233e21d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b235f25\" data-id=\"b235f25\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e89734f elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"e89734f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Surat-Akuan-Pinjaman-Perumahan.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Housing Loan Declaration                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-08e742a\" data-id=\"08e742a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-105cb3e elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"105cb3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Senarai-Semak-Elak-Denda.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Checklist to Avoid Late Penalties                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b6b1d3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6b1d3b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-05b5239\" data-id=\"05b5239\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df57e4d elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"df57e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2024\/03\/SebutHarga-Yuran-Guaman-Assignment.docx\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Legal Fee Quotation - Assignment                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e159be7\" data-id=\"e159be7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87940f7 elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"87940f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2024\/03\/SebutHarga-Yuran-Guaman-Charge.docx\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Legal Fee Quotation - Charge                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c83989 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c83989\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-188b0ac\" data-id=\"188b0ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95f465a elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"95f465a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/service\/senarai-tamat-pembiayaan-rumah-dan-pelepasan-gadaian\/\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              List of Financing Relief                                                                                <span> <i class=\" fi-rr-arrow-right\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>RISDA HOUSING FINANCING Types of Home Financing allowed : Jenis I Membeli rumah atau petak rumah kediaman yang telah siap. Jenis II Membina rumah di atas tanah sendiri. Jenis III Membeli rumah atau petak kediaman dalam pembinaan. Jenis IV Membeli tanah dengan tujuan membina rumah. Jenis V Menyelesaikan hutang pinjaman perumahan dari Bank \/ Institusi [&hellip;]<\/p>\n","protected":false},"featured_media":5556,"parent":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","service_category":[45],"class_list":["post-5971","service","type-service","status-publish","has-post-thumbnail","hentry","service_category-financing-services"],"_links":{"self":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/types\/service"}],"replies":[{"embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/comments?post=5971"}],"version-history":[{"count":3,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5971\/revisions"}],"predecessor-version":[{"id":7991,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5971\/revisions\/7991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/media\/5556"}],"wp:attachment":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/media?parent=5971"}],"wp:term":[{"taxonomy":"service_category","embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service_category?post=5971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}