{"id":5969,"date":"2023-05-23T01:46:41","date_gmt":"2023-05-22T17:46:41","guid":{"rendered":"https:\/\/permodalanrisda.com.my\/service\/personal-financing\/"},"modified":"2026-02-06T14:46:45","modified_gmt":"2026-02-06T06:46:45","slug":"personal-financing","status":"publish","type":"service","link":"https:\/\/permodalanrisda.com.my\/en\/service\/personal-financing\/","title":{"rendered":"Personal Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5969\" class=\"elementor elementor-5969 elementor-4546\" data-elementor-post-type=\"service\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6f8f29 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6f8f29\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7fed3e\" data-id=\"b7fed3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-624a535 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"624a535\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> PERSONAL FINANCING SCHEME i (ISLAMIC)  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0035840 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0035840\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8360a2e\" data-id=\"8360a2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f219cd7 elementor-widget elementor-widget-vankine-text-editor-v1\" data-id=\"f219cd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-text-editor-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t   <div class=\"position-relative position_p_relative\">\r\n        <p data-start=\"0\" data-end=\"84\">\u00a0<\/p><p data-start=\"0\" data-end=\"84\">\ud83d\udce2 <strong data-start=\"3\" data-end=\"79\">Important Announcement: Temporary Suspension of RISDA Personal Financing<\/strong> \ud83d\udce2<\/p><p data-start=\"86\" data-end=\"343\">Starting from March 2025, PRB Personal Financing Unit will be enhancing its processes and financing mechanisms to ensure better benefits for all staff. In this regard, personal financing applications will be temporarily suspended until further notice.<\/p><p data-start=\"345\" data-end=\"466\" data-is-last-node=\"\" data-is-only-node=\"\">We appreciate your patience and support. For any inquiries, please contact the management of the Personal Financing Unit.<\/p>    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2acb78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2acb78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-18d5d3f\" data-id=\"18d5d3f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2d686c animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"f2d686c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 1. INTRODUCTION  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ded8fa6 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"ded8fa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Skim Pembiayaan Peribadi-i (ISLAMIC) telah diluluskan oleh Mesyuarat Lembaga Pengarah PRB Kali Ke 3\/2006 pada 28 November 2006.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c146ca9\" data-id=\"c146ca9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74a1b01 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"74a1b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1707\" height=\"2560\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-scaled.jpg\" class=\"attachment-full size-full wp-image-8407\" alt=\"\" srcset=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-scaled.jpg 1707w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-200x300.jpg 200w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-683x1024.jpg 683w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-768x1152.jpg 768w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-1024x1536.jpg 1024w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Pemb-peribadi-1365x2048.jpg 1365w\" sizes=\"(max-width: 1707px) 100vw, 1707px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2af1a41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2af1a41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d2aa1f\" data-id=\"9d2aa1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afc34d6 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"afc34d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 2. APPLICATION APPROVAL  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-102bc15 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"102bc15\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Kuasa melulus pembiayaan peribadi-i (ISLAMIC) kepada staf RISDA adalah diberi kepada Pengurus Besar PRB dan Ketua-Ketua Jabatan yang di beri kuasa.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Hanya permohonan yang lengkap dan menepati syarat kelayakan dipertimbangkan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c010c78 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c010c78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba90d56\" data-id=\"ba90d56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e56a953 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"e56a953\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 3. FINANCING CONDITIONS   <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-047a92b animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"047a92b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Staf yang berjawatan tetap dan telah disahkan jawatan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Gaji bersih setelah potongan pembiayaan peribadi hendaklah melebihi 40% dar gaji kasar (termasuk elaun tetap).                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Seorang penjamin yang telah disahkan jawatan di RISDA atau kakitangan syarikat milikan RISDA yang telah berkhidmat lebih dari 10 tahun adalah diperlukan bagi menjamin pembiayaan pemohon. Penjamin hendaklah mempunyai baki perkhidmatan melebihi tempoh pembiayaan pemohon.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Tempoh pembiayaan tidak boleh melebihi tempoh baki perkhidmatan penerima biaya.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Setiap penerima biaya wajib mengambil perlindungan insuran. Amaun premium ini akan ditambah kepada jumlah pembiayaan yang dipohon. Perkiraan premium adalah mengikut jumlah pembiayaan, umur pemohon dan tempoh pembiayaan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Pembiayaan kedua dibenarkan dengan syarat baki pembiayaan semasa dijelaskan (overlapping).                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Bayaran balik pembiayaan peribadi hanya melalui potongan gaji dari majikan. Tempoh bayaran balik pembiayaan tidak boleh melebihi baki tempoh perkhidmatan penerima biaya dengan RISDA.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Penerima biaya dikehendaki menandatangani surat akujanji kebenaran membayar balik baki pembiayaan melalui gratuiti\/ganjaran cuti rehat (GCR) semasa menerima tawaran.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Tindakan memotong gaji penjamin akan dikenakan sekiranya peminjam berhenti atau ditamatkan perkhidmatan dari RISDA sekiranya tidak menyelesaikan baki pinjaman.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6bc8ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6bc8ad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2944989\" data-id=\"2944989\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec7c4cc animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"ec7c4cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 4. FINANCING AMOUNT AND REPAYMENT PERIOD  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461ee90 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"461ee90\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Amaun pembiayaan peribadi adalah di antara RM5,000 hingga RM100,000 dengan tempoh bayaran balik 24 bulan hingga 180 bulan. Jadual bayaran balik tidak termasuk insuran adalah seperti lampiran .                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f5b831 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f5b831\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49ce68b\" data-id=\"49ce68b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46c1a48 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"46c1a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 5. PROFIT RATE  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d223d5b animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"d223d5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Kadar keuntungan yang dikenakan ialah 4.5% setahun secara tetap.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6b683e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6b683e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a02285\" data-id=\"0a02285\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfa9506 animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"cfa9506\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 6. WITHDRAWAL OF PERSONAL FINANCING  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea6bcb animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"9ea6bcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Pembiayaan peribadi akan dikeluarkan oleh PRB setelah Surat Perjanjian disetemkan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Potongan gaji akan dilaksanakan pada bulan berikutnya selepas bayaran dikeluarkan.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca29502 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca29502\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8abdbba\" data-id=\"8abdbba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27003ac animated-slow elementor-invisible elementor-widget elementor-widget-vankine-title-v1\" data-id=\"27003ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> 7. GENERAL  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd2d1ae animated-slow elementor-invisible elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"dd2d1ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rr-caret-right\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Permodalan RISDA Berhad berhak membuat atau mengenakan apa- apa syarat tambahan atau memberi kelonggaran \/ pengecualian syarat- syarat tersebut tanpa sebarang sebab.                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6745772 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6745772\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-048a429\" data-id=\"048a429\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be5ef63 elementor-widget elementor-widget-image\" data-id=\"be5ef63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/loan-calculator.prb-risda.com.my\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/elementor\/thumbs\/Screenshot-2026-02-06-143550-riqsh28zirml5pmr3p3038dkgqc38it2qpr0b3dq2k.png\" title=\"Screenshot 2026-02-06 143550\" alt=\"Screenshot 2026-02-06 143550\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d434131 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d434131\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c508df1\" data-id=\"c508df1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8194ff elementor-widget elementor-widget-menu-anchor\" data-id=\"e8194ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"form\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a2a5a0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a2a5a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-30fba81\" data-id=\"30fba81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56d4837 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"56d4837\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"225\" height=\"225\" src=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/pdf_icon.png\" class=\"attachment-full size-full wp-image-5738\" alt=\"\" srcset=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/pdf_icon.png 225w, https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2022\/12\/pdf_icon-150x150.png 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-353ca34\" data-id=\"353ca34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-74bce2f animated-slow elementor-invisible\" data-id=\"74bce2f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7aeac0c elementor-widget__width-initial elementor-widget elementor-widget-vankine-title-v1\" data-id=\"7aeac0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                            <h6 class=\"sm_title\"> PERSONAL FINANCING<\/h6>\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> Download :  <\/h2>\r\n                <\/div>\r\n                                <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe80e75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe80e75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75a887c\" data-id=\"75a887c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8d3af2 elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"c8d3af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/11\/2023-Borang-Pembiayaan-Peribadi.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Personal Financing Form                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9c3fd8c\" data-id=\"9c3fd8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecc613d elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"ecc613d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Borang-Perjanjian.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Agreement Form                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-19633f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19633f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3bbcfdd\" data-id=\"3bbcfdd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c24fa9c elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"c24fa9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Borang-Maklumat-Waris.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Heir Form                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d293605\" data-id=\"d293605\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cf06c1 elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"1cf06c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Jadual-Bayaran-Balik.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Refund Schedule                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a41d78a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a41d78a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ddfc3cd\" data-id=\"ddfc3cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc71a4e elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"cc71a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/permodalanrisda.com.my\/wp-content\/uploads\/2023\/05\/Akuan-Pengesahan-Perkhidmatan.pdf\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Confirmation Statement                                                                                <span> <i class=\" fi-rr-download\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8a3381\" data-id=\"c8a3381\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d2772c elementor-widget elementor-widget-vankine-themebtns-v1\" data-id=\"1d2772c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-themebtns-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                 <div class=\"theme_btn_all\">\r\n            <a href=\"https:\/\/loan-calculator.prb-risda.com.my\/\"   target=&quot;_blank&quot;  rel=&quot;nofollow&quot; class=\"theme_btn\">\r\n            \t\r\n              Interactive Loan Calculator                                                                                <span> <i class=\"fa fa-calculator\"><\/i><\/span>\r\n                        \t\r\n                    \t\r\n                \t\r\n            <\/a>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PERSONAL FINANCING SCHEME i (ISLAMIC) \u00a0 \ud83d\udce2 Important Announcement: Temporary Suspension of RISDA Personal Financing \ud83d\udce2 Starting from March 2025, PRB Personal Financing Unit will be enhancing its processes and financing mechanisms to ensure better benefits for all staff. In this regard, personal financing applications will be temporarily suspended until further notice. We appreciate your [&hellip;]<\/p>\n","protected":false},"featured_media":5799,"parent":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","service_category":[45],"class_list":["post-5969","service","type-service","status-publish","has-post-thumbnail","hentry","service_category-financing-services"],"_links":{"self":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/types\/service"}],"replies":[{"embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/comments?post=5969"}],"version-history":[{"count":2,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5969\/revisions"}],"predecessor-version":[{"id":8916,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service\/5969\/revisions\/8916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/media\/5799"}],"wp:attachment":[{"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/media?parent=5969"}],"wp:term":[{"taxonomy":"service_category","embeddable":true,"href":"https:\/\/permodalanrisda.com.my\/en\/wp-json\/wp\/v2\/service_category?post=5969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}